LongGRMNSeptember 22, 2026

Andrew Hill Investment Advisors, Inc. on Garmin Ltd.

Thesis

Garmin is viewed as a diversified collection of specialized businesses across fitness, outdoor recreation, marine and aviation markets rather than simply a consumer GPS company. The fund believes product reliability, brand reputation and engineering expertise allow Garmin to compete in higher-value niches where price matters less. It also highlights revenue growth across multiple end markets, strong margins and a debt-free balance sheet. The thesis is that investors underappreciate the resilience and diversification of these niche leadership positions.

“Garmin's collection of leading positions in attractive niche markets is often overlooked”
Andrew Hill Investment Advisors, Inc. — 3rd Quarter 2026 Client Letter