LongMELIMarch 31, 2026

City Different Investments on MercadoLibre

Thesis

The market is creating a 'paradox' by not rewarding MercadoLibre's stock, which has gone nowhere despite dramatic revenue and profit growth over the last five years. Current pressures on profit from investments in logistics and shipping, along with investor concerns about AI disruption, are creating a buying opportunity.

A prime example is our long-held investment in MercadoLibre, the leading e-commerce and fintech company in Latin America. Over the past five years, MercadoLibre has grown both revenue and profit dramatically — yet its stock price has gone nowhere. Recent investments in shipping (lowering the free-shipping threshold in Brazil by 75%) and logistics are pressuring profits. Investors also worry that “AI Agents” will disrupt MELI’s competitive position.
City Different Investments — Q1 2026 Global Equity Investor Letter

Key risks

  • Recent investments in shipping and logistics are pressuring profits.
  • Investors worry that 'AI Agents' will disrupt MELI’s competitive position.

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