LongELVJuly 20, 2026

Pelican Bay Capital Management, LLC on Elevance Health

Thesis

Pelican Bay believes Elevance is recovering from weakness in the Medicare insurance market as management reprices plans to account for higher medical costs. The company is also exiting unprofitable Medicaid programs, shifting pharmaceutical spending to its in-house PBM and taking share from UnitedHealthcare in commercial insurance. The thesis rests on improved pricing discipline and portfolio actions restoring profitability while the business continues to gain share. P(1) Pelican Bay Capital Manage…

“management successfully repriced plans to account for higher medical costs”
Pelican Bay Capital Management, LLC — 2026 Second Quarter Investor Letter

Key risks

  • Renewed medical-cost pressure in Medicare

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